International Health and Travel Insurance

Eligibility*

Only non-US citizens who are at least 14 days of age are eligible for coverage inside of the US, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*

• • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Coverage from 5 to 364 days.
  • No Age Limits
  • Competitive Rates
  • Choice of 6 Medical Maximums up to $2,000,000
  • In & Out of Hospital Benefits
  • Choice of 7 Deductibles (NO deductible option)
  • 100% Coverage after your deductible up to the policy maximum
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase. Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria. Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit. Please review the Description of Coverage Here for more information and details.  *Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Download Materials

NOTE: Atlas America is for clients traveling to or within the United States; Atlas International is for clients traveling outside of the US. Information for both plans are within the same brochure.

• Brochure

Appointed? You must be appointed with WorldTrips to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

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*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*

• • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Coverage from 5 to 364 days.
  • No Age Limits
  • Competitive Rates
  • Choice of 6 Medical Maximums up to $2,000,000
  • In & Out of Hospital Benefits
  • Choice of 7 Deductibles (NO deductible option)
  • 100% Coverage after your deductible up to the policy maximum
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Download Materials

NOTE: Atlas International is for clients traveling outside of the United States; Atlas America is for clients traveling to or within the US. Information and rates for both plans are within the same brochure.

• Brochure

Appointed? You must be appointed with Worldtrips to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

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*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

Anyone more than 14 days old who travels outside of their home country should be protected with the Beacon Series. If you are a US citizen, your home country is always the US. If you are a non-US citizen, your home country is the location of your principal residence and where you receive mail at the time of your
application for insurance.

Highlights and Benefits for Beacon Travel Medical Plan

• Up to $2,000,000 policy maximum (for travel outside of the US)
• Up to $1,100,000 policy maximum (for travel inside of the US)
• $0 deductible option
• In and out of hospital benefits
• Emergency Medical Evacuation
• Accidental Death and Dismemberment
• Accidental Dental coverage
• Trip Interruption
• Third Party Liability
• Trip Delay/Missed Connection
• Optional Extreme Sports Rider
• Terrorism coverage
• This plan can be renewed up to 730 days
• Plus more!

State and Country Restrictions*

The Beacon is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Beacon is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Atlas Group Travel. Now covers COVID-19/SARS-Cov-2!

Highlights and Benefits*

• Guaranteed issue!—no health questions!
• Covers COVID-19/SARS-Cov-2
• Coverage from 5 to 364 days.
• No Age Limits
• Competitive Rates
• Choice of 6 Medical Maximums up to $2,000,000
• In & Out of Hospital Benefits
• Choice of 7 Deductibles (NO deductible option)
• 100% Coverage after your deductible up to the policy maximum
• NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
• Emergency Medical Evacuation
• Repatriation of Mortal Remains
• Accidental Death ($25,000)
• Purchase on-line application & print ID card
• Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Download Materials

• Brochures

Appointed? You must be appointed with Worldtrips to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

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*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

All U.S. citizens and U.S. permanent residents living abroad who are 75 or younger at the time of application are eligible to apply for coverage. All legal residents of the U.S. (citizens and permanent residents) are eligible if they apply from an approved state. The Eligible Member must be scheduled to reside outside of his/her country for at least 3 months in the first year of coverage and must be involved in Missionary activity.

Highlights and Benefits*

• Specifically designed only for missionaries and volunteers
• No restriction on the amount of time spent in or out of the US (must go overseas for at least 3 months during the initial 12 months of coverage)
• Priced lower for missionary budgets
• After 364 days of coverage, you may add maternity coverage
• Deductible waived for office visits to PPO
• Pre-existing conditions covered with credible coverage
• No waiting periods for preventive services
• Full benefits for acts of terrorism
• Emergency medical evacuation and repatriation included

State and Country Restrictions*

GeoBlue Navigator is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Brochure, Rates and Application

Click here to read full details of the sales contract for this plan

Eligibility*

Available to U.S. residents, age 95 or younger, who live in approved states.
Individuals aged 70+ are eligible only for a $500,000 medical limit.
See Eligibility Requirements. Covers all international trips (up to 70 days
duration per trip) in a 364 day period. Participants must be enrolled in a
Primary Health Plan.

Highlights and Benefits*

• Only a $200 annual deductible
• Up to $500,000 in medical coverage ($100,000 for ages 70+)
• Guaranteed issue–up to age 95
• Low cost–as little as $89 a year!
• Emergency medical evacuation up to $500,000
• Repatriation of mortal remains coverage up to $25,000
• Accidental death up to $25,000
• Beside visit coverage up to $1,500
• No exclusion of pre-existing conditions regardless of age–no pre-ex waiting period!
• Terrorism coverage automatically included
• Covers downhill skiing and scuba diving
• Covers an unlimited number of trips per year up to 70 days per trip

State and Country Restrictions*

GeoBlue Trekker is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Brochure, Rates and Application

Click here to read full details of the sales contract for this plan

Eligibility*

This plan is available to U.S. residents, age 95 or younger, who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply. There is no pre-existing condition exclusion.

Highlights and Benefits*

• Up to $1,000,000 medical/$500,000 evacuation
• Up to 180 days of coverage. One policy extension
• is available
• A choice of medical limits and deductibles
• Pre-existing conditions coverage is available*
• Two levels of coverage are available: Essential and Choice*
• Group plans are available with a 10% discount for groups of five or more.
• Available up to age 95*.

State and Country Restrictions*

GeoBlue Voyager is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Brochure, Rates and Application

Click here to read full details of the sales contract for this plan

Eligibility*

All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage or; All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in an approved state or; An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium.

Highlights and Benefits*

• Worldwide protection–only requires being overseas 3 months in the first year
• Ability to define your deductible
• Pre-existing conditions are covered with credible coverage
• 100% coverage outside of the US for most benefits
• Emergency medical evacuation and repatriation
• $50,000 AD&D benefit
• Unlimited annual lifetime medical maximum
• Worldwide PPO network with thousands of English-speaking doctors
• 24/7 assistance call center

State and Country Restrictions*

GeoBlue Xplorer is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Brochure, Rates and Application

Click here to read full details of the sales contract for this plan

International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.

Click here to see the product brochure!

Meridian Details and Materials*

Eligibility
US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options
Meridian offers 2 levels of coverage: Essential and Enhanced.

Highlights and Benefits for Meridian Essential

• Up to $5,000,000 policy maximum
• In and out of hospital benefits
• Discounted rates for dependent children
• Emergency medical evacuation
• Emergency reunion
• Repatriation of mortal remains
• Limited pre-existing condition coverage after 24 months of continuous coverage
• Optional sports rider
• Optional dental rider
• This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced

• Up to $5,000,000 policy maximum
• In and out of hospital benefits
• Discounted rates for dependent children
• Limited pre-existing condition coverage after 12 months of continuous coverage
• Maternity coverage when conception occurs after 12 months of continuous coverage
• Emergency medical evacuation
• Emergency reunion
• Repatriation of mortal remains
• Optional sports rider
• Optional dental rider
• This plan can be renewed up to age 74

State and Country Restrictions
Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter
Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

Download Materials

• Brochure, Application, and Rates
• Dental Rider

Appointed? You must be appointed with Azimuth to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

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*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Click Here for a Highlight Flyer

See Brochure Here

Get Contracted to Sell!

Eligibility*

Clients who are US citizens or residents traveling within or outside the USA (150 or more miles from home)! Infectious diseases ARE covered, including COVID-19. Great for vacationers, cruises, snowbirds, business travelers, students, missionaries, church groups, volunteers, frequent travelers, expatriates, families, employer groups, association groups, and union groups. Really any group!

Highlights and Benefits*

• Easy, quick online enrollment
• Different Plan Options to Choose From
• Trip Cancellation Options: Choice, Preferred, or Elite (can include Cancellation for Any Reason)
• Quarantine (Trip Delay) Coverage
• Travel Medical benefit if you are traveling or residing more than 150 miles away from home or outside your home country
• Issued up to age 100
• Infectious diseases ARE covered, including COVID-19
• Medical Evacuation Coverage
• Optional Air medical transportation all the way home to hospital of your clients choice (not just nearest like other plans) – a great add-on to any “international” trip insurance
• Ground Ambulance during air transport from hospital to hospital
• Transport of the insured’s traveling companion or family member of evacuated person
• Repatriation of mortal remains
• Short or long-term quotes
• Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)

State and Country Restrictions*

TME Travel Med Evac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

Great for US citizens traveling outside the USA including all “US territories” or “dangerous” countries of conflict that other travel medical plans exclude. For ages 0 – 80. Medical Maximum up to $5,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

Highlights and Benefits*

• Guaranteed issue!—no health questions!
• Up to $5,000,000 policy maximum (benefit reduced after age 69)
• Immediate policy issue
• Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
• After the deductible, 100% UCR (NO co-insurance)
• Zero deductible option
• Great optional Hazardous Sports Rider
• Plus more!

State and Country Restrictions*

USAway Travel Major Medical is available in all states and countries EXCEPT AK, CO, CT, DE, IA, KY, MD, ME, MO, MS, MT, NC, NE, NJ, NM, NY, RI, SC, AD, & TN. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

 

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.