Additional Niche Insurance Plans

Highlights and Benefits*

• Up to $5,000.00 per person/per calendar year!
• NO Waiting Periods!
• NO Deductible
• Only $25 per visit co-pay!
• NO Claim Forms (in network)!
• Issued up to age 99!
• 12-month rate guarantee!
• Large National PPO – over 300,000!
• Choice of 3 policy maximums – $1,500 – $3,000 – $5,000 per person/per calendar year!
• Sell to individuals, spouses, and families! (Families include ALL children not a per child rate)
• Plus more!

State and Country Restrictions*

This plan is available in the following states: AL, AZ, FL, GA, IA, ID, IL, IN, KS, LA, MI, MS, MO, MT, NE, OH, OK, OR, PA, SC, TN, TX, UT, & WY. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochure, Rates, App, and Highlight Flyer

Brochure

BEST Life and Health Insurance Company

*Questions about what you see here? Please download the plan application for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Plan Details and Materials*

Eligibility
US citizens and US legal residents between ages 18 and 74 are eligible under the High Limit Accidental Death plan.

Highlights and Benefits

• No medical underwriting
• $100,000 to $100 Million† for accidental death
• Simple 1-page application
• For individuals or groups
• Plan includes optional dismemberment, permanent disability, air travel only, and war & terrorism coverage
• Flexible plan that can include: war & terrorism, aviation, common carrier, motor racing, mountain climbing and more
• Coverage within the US and most of the world
• Can be written up to a 3-year term
• Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing and more!

State and Country Restrictions
The High Limit Accidental Death plan is available in all US states, except: Colorado, Connecticut, Montana and Rhode Island. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

† Benefits generally cannot exceed 10 times annual income with a minimum annual premium of $250. In New Jersey, all sales must be with excess of $1,000,000.

Plan Underwriter
High Limit Accidental Death is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

Download Materials

• Brochure & Application
• Highlight Flyer

Appointed? You must be appointed to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

An Insurance Services of America “exclusive” product!!!

 $20,000 of Permanent Level Term that doesn’t expire until death.

INSTANT ISSUE after answering only 3 EZ questions.

Issue ages 18-74

A most “unique” product!!!

Your Markets:

1. Seniors
2. Those with health issues
3. Final expense protection or
4. Anyone who wants an EZ, quick up to $20,000 level term plan

More details including rates click HERE

Click Here for a Highlight Flyer

See Brochure Here

Get Contracted to Sell!

Eligibility*

TME Comprehensive Trip Protection plans are available to U.S. residents traveling both domestically and internationally, providing coverage for single trips up to a maximum of 30 days under the Choice plan, 60 days under the Preferred plan, or 120 days under the Elite plan. There is no upper age limit, as policies can be issued to travelers up to age 100. The plans offer primary and comprehensive coverage options that are an ideal fit for any individual or group traveler looking to protect their non-refundable trip costs against unforeseen cancellations or emergency medical events.

Highlights and Benefits*

• Choose from three tailored levels of comprehensive protection depending on your trip length and budget:
  • Choice Plan: Budget-friendly primary coverage and standard policy limits for trips of 30 days or less
  • Preferred Plan: A great balance of affordable pricing and robust coverage for trips up to 60 days
  • Elite Plan: Superior coverage limits and maximum optional upgrades for extensive trips up to 120 days
• Trip Cancellation & Interruption: Protects trip costs up to $10,000 (Choice), $50,000 (Preferred), or $100,000 (Elite) per traveler.
• Pre-Existing Medical Condition Exclusion Waiver: Available on the Preferred and Elite plans if the policy is purchased within 14 days of your initial trip deposit date.
• Cancel for Any Reason (CFAR): Optional upgrade available on Preferred and Elite plans providing 75% reimbursement of trip costs (not available in NY & WA).
• Interruption for Any Reason (IFAR): Optional upgrade exclusive to the Elite plan providing 75% reimbursement of trip costs (not available in NY & WA).
• Emergency Accident & Sickness Medical: Covers emergency medical expenses up to $25,000 (Choice), $50,000 (Preferred), or $100,000 (Elite).
  • Note: The Elite Plan specifically features Hospital of Choice coverage for emergency medical evacuation.
• Emergency Evacuation Limits: Generous coverage up to $100,000 (Choice), $250,000 (Preferred), or $500,000 (Elite).
• Baggage, Delay & Extras: Includes coverage for travel delays, missed connections, lost baggage, and plan-specific perks like Lost Golf Rounds, Lost Skier Days, or Optional Rental Car Damage (Elite only).
• Ten-Day Free Look: If you change your mind within 10 days of purchase, TME will refund your premium as long as you haven’t departed or filed a claim.
• Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)

State and Country Restrictions*

TME Travel Med Evac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.