International Health and Travel Insurance

Eligibility*

Only non-US citizens who are at least 14 days of age are eligible for coverage inside of the US, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*

• • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Coverage from 5 to 364 days.
  • No Age Limits
  • Competitive Rates
  • Choice of 6 Medical Maximums up to $2,000,000
  • In & Out of Hospital Benefits
  • Choice of 7 Deductibles (NO deductible option)
  • 100% Coverage after your deductible up to the policy maximum
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase. Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria. Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit. Please review the Description of Coverage Here for more information and details.  *Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Download Materials

NOTE: Atlas America is for clients traveling to or within the United States; Atlas International is for clients traveling outside of the US. Information for both plans are within the same brochure.

• Brochure

Appointed? You must be appointed with WorldTrips to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

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*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*

• • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Coverage from 5 to 364 days.
  • No Age Limits
  • Competitive Rates
  • Choice of 6 Medical Maximums up to $2,000,000
  • In & Out of Hospital Benefits
  • Choice of 7 Deductibles (NO deductible option)
  • 100% Coverage after your deductible up to the policy maximum
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Download Materials

NOTE: Atlas International is for clients traveling outside of the United States; Atlas America is for clients traveling to or within the US. Information and rates for both plans are within the same brochure.

• Brochure

Appointed? You must be appointed with Worldtrips to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

---

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

Anyone more than 14 days old who travels outside of their home country should be protected with the Beacon Series. If you are a US citizen, your home country is always the US. If you are a non-US citizen, your home country is the location of your principal residence and where you receive mail at the time of your
application for insurance.

Highlights and Benefits for Beacon Travel Medical Plan

• Up to $2,000,000 policy maximum (for travel outside of the US)
• Up to $1,100,000 policy maximum (for travel inside of the US)
• $0 deductible option
• In and out of hospital benefits
• Emergency Medical Evacuation
• Accidental Death and Dismemberment
• Accidental Dental coverage
• Trip Interruption
• Third Party Liability
• Trip Delay/Missed Connection
• Optional Extreme Sports Rider
• Terrorism coverage
• This plan can be renewed up to 730 days
• Plus more!

State and Country Restrictions*

The Beacon is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Beacon is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Atlas Group Travel. Now covers COVID-19/SARS-Cov-2!

Highlights and Benefits*

• Guaranteed issue!—no health questions!
• Covers COVID-19/SARS-Cov-2
• Coverage from 5 to 364 days.
• No Age Limits
• Competitive Rates
• Choice of 6 Medical Maximums up to $2,000,000
• In & Out of Hospital Benefits
• Choice of 7 Deductibles (NO deductible option)
• 100% Coverage after your deductible up to the policy maximum
• NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
• Emergency Medical Evacuation
• Repatriation of Mortal Remains
• Accidental Death ($25,000)
• Purchase on-line application & print ID card
• Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Download Materials

• Brochures

Appointed? You must be appointed with Worldtrips to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

---

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

• Worldwide protection–only requires being overseas 3 months in the first year
• Ability to define your deductible
• Pre-existing conditions are covered with credible coverage
• 100% coverage outside of the US for most benefits
• Emergency medical evacuation and repatriation
• $50,000 AD&D benefit
• Unlimited annual lifetime medical maximum
• Worldwide PPO network with thousands of English-speaking doctors
• 24/7 assistance call center

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

Available to U.S. residents, age 95 or younger, who live in approved states. The initial purchase must be made in your home country prior to departing on your trip. Maximum benefit per insured person per policy period $1,000,000 (For individuals aged 70-95, the Maximum benefit is $200,000). See Eligibility Requirements. Covers all international trips (up to 70 days duration per trip) in a 364 day period.

Highlights and Benefits*

• Either $100 or $200 deductible
• Up to $1,000,000 (For individuals aged 70-95, the Maximum benefit is $200,000)
• Guaranteed issue–up to age 95
• Low cost
• Emergency medical evacuation up to $500,000
• Repatriation of mortal remains coverage
• Accidental death up to $25,000
• Beside visit coverage up to $2,500
• No exclusion of pre-existing conditions regardless of age (with eligibility) –no pre-ex waiting period!
• Terrorism coverage automatically included (In order to be covered in countries where there are open hostilities, such as Ukraine, a member must not be engaged in hostile or combative activities)
• Covers an unlimited number of trips per year up to 70 days per trip

State and Country Restrictions*

BlueCross BlueShield Global Multi-Trip is not available in all states. Get a quote to see if your state is eligible.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

This plan is available to U.S. residents, 95 or younger, who live in approved states. Children under age 6 must be enrolled with a parent. The initial purchase must be made in your home country prior to departing on your trip. Must be enrolled in a primary plan to be eligible for a pre-existing condition eligible plan (Single Trip Platinum). The Primary Plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.

Highlights and Benefits*

• Up to $1,000,000 medical/$500,000 evacuation
• Up to 182 days of coverage. One policy extension is available
• A choice of medical limits and deductibles
• Pre-existing conditions coverage is available (with Single Trip Platinum)*
• Two levels of coverage are available: Gold and Platinum*
• Group plans are available with a 10% discount for groups of five or more.
• Available up to age 95*.

State and Country Restrictions*

BlueCross BlueShield Global Single-Trip is available most states. Get a quote to see if your state is eligible.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

• Worldwide protection–only requires being overseas 3 months in the first year
• Ability to define your deductible
• Pre-existing conditions are covered with credible coverage
• 100% coverage outside of the US for most benefits
• Emergency medical evacuation and repatriation
• $50,000 AD&D benefit
• Unlimited annual lifetime medical maximum
• Worldwide PPO network with thousands of English-speaking doctors
• 24/7 assistance call center

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.

Click here to see the product brochure!

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See Brochure Here

Get Contracted to Sell!

Eligibility*

TME Comprehensive Trip Protection plans are available to U.S. residents traveling both domestically and internationally, providing coverage for single trips up to a maximum of 30 days under the Choice plan, 60 days under the Preferred plan, or 120 days under the Elite plan. There is no upper age limit, as policies can be issued to travelers up to age 100. The plans offer primary and comprehensive coverage options that are an ideal fit for any individual or group traveler looking to protect their non-refundable trip costs against unforeseen cancellations or emergency medical events.

Highlights and Benefits*

• Choose from three tailored levels of comprehensive protection depending on your trip length and budget:
  • Choice Plan: Budget-friendly primary coverage and standard policy limits for trips of 30 days or less
  • Preferred Plan: A great balance of affordable pricing and robust coverage for trips up to 60 days
  • Elite Plan: Superior coverage limits and maximum optional upgrades for extensive trips up to 120 days
• Trip Cancellation & Interruption: Protects trip costs up to $10,000 (Choice), $50,000 (Preferred), or $100,000 (Elite) per traveler.
• Pre-Existing Medical Condition Exclusion Waiver: Available on the Preferred and Elite plans if the policy is purchased within 14 days of your initial trip deposit date.
• Cancel for Any Reason (CFAR): Optional upgrade available on Preferred and Elite plans providing 75% reimbursement of trip costs (not available in NY & WA).
• Interruption for Any Reason (IFAR): Optional upgrade exclusive to the Elite plan providing 75% reimbursement of trip costs (not available in NY & WA).
• Emergency Accident & Sickness Medical: Covers emergency medical expenses up to $25,000 (Choice), $50,000 (Preferred), or $100,000 (Elite).
  • Note: The Elite Plan specifically features Hospital of Choice coverage for emergency medical evacuation.
• Emergency Evacuation Limits: Generous coverage up to $100,000 (Choice), $250,000 (Preferred), or $500,000 (Elite).
• Baggage, Delay & Extras: Includes coverage for travel delays, missed connections, lost baggage, and plan-specific perks like Lost Golf Rounds, Lost Skier Days, or Optional Rental Car Damage (Elite only).
• Ten-Day Free Look: If you change your mind within 10 days of purchase, TME will refund your premium as long as you haven’t departed or filed a claim.
• Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)

State and Country Restrictions*

TME Travel Med Evac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Eligibility*

Great for US citizens traveling outside the USA including all “US territories” or “dangerous” countries of conflict that other travel medical plans exclude. For ages 0 – 80. Medical Maximum up to $5,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

Highlights and Benefits*

• Guaranteed issue!—no health questions!
• Up to $5,000,000 policy maximum (benefit reduced after age 69)
• Immediate policy issue
• Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
• After the deductible, 100% UCR (NO co-insurance)
• Zero deductible option
• Great optional Hazardous Sports Rider
• Plus more!

State and Country Restrictions*

USAway Travel Major Medical is available in all states and countries EXCEPT AK, CO, CT, DE, IA, KY, MD, ME, MO, MS, MT, NC, NE, NJ, NM, NY, RI, SC, AD, & TN. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

 

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.