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Additional Niche Insurance Plans

Additional Niche Insurance Plans don’t fit with our short-term medical or international health and travel plans, but we think they’re an important addition to our product offerings—we think you’ll benefit from them as well. These unique plans include an accident plan, guaranteed acceptance, high limit accidental death, and more. Check this page often as we will add new plans to the mix.

Accident Only Major Medical

A Major Medical Accident plan that is set-up to be as EZ and SIMPLE as possible!
• Guaranteed Issue
• 100% U & C after the Deductible
• NO Co-insurance
• Few Internal Benefit Maximums
• $25,000 Accidental Death
• Up to $500 for Outpatient Meds
• Optional Hazardous Sports Rider
• Up to $1,000,000 (age 69)
$250,000 (ages 70-74)
$100,000 (ages 75-79)
$50,000 (ages 80-84)

Highlights and Benefits*

  • Guaranteed Issue
  • 100% U & C after the Deductible
  • NO Co-insurance
  • Few Internal Benefit Maximums
  • $25,000 Accidental Death
  • Up to $500 for Outpatient Meds
  • Optional Hazardous Sports Rider
  • Up to $1,000,000 (age 69), $250,000 (ages 70-74), $100,000 (ages 75-79), $50,000 (ages 80-84)
  • Coverage from 1 to 12 months. Rewrites available!
  • Child Alone Applications = OK!
  • For US Citizens or US Residents!
  • Deductible options $100 to $5,000!
  • Plus more!

State and Country Restrictions*

This plan is available in the following states: AL-AZ-AR-CA-FL-GA-HI-ID-IL-IN-KS-LA-MA-MI-MN-NV-NH-NM-ND-OH-OK-OR-PA-TX-UT-VT-VA-WA-WV-WI & WY. Coverage can be issued to any address outside of these states. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochure, Rates, App, and Highlight Flyer

Brochure, Rates, and Application

Highlight Flyer

Plan Underwriter*

The Accident Only Major Medical Plan is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan application for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Bridge Plan

US citizens ages 60-64 may want an alternative lower cost medical plan to take them to age 65. US citizens may be eligible but have failed to enroll while others may only have enrolled in Part A or B. Legal residents may have to wait up to 5 years before they are eligible for Medicare. Our “Bridge Plan” is available to all these people who are waiting for eligibility or until the next enrollment period.

Highlights and Benefits*

  • Issue ages 60-95
  • $100,000 to $1,000,000 maximums
  • $1,000 to $10,000 deductible
  • 100% U & C after Deductible – UCR
  • NO Co-Insurance
  • Hospitalization benefits
  • Hospice facility benefits
  • Skilled nursing facility benefits
  • Home health care service benefits
  • Physician & Surgeon benefits
  • Freedom to choose any provider
  • Optional Cost Saving PPO
  • Medicare Part A and/or Part B
  • 364 Day Duration with Rewrites
  • Quick Underwriting
  • Underwritten by World’s Oldest & Largest Health Insurer

State and Country Restrictions*

This plan is available in the following states: AL, AZ, AR, CA, FL, GA, HI, ID, IL, IN, KS, LA, MA, MI, MN, NV, NH, NM, ND, OH, OK, OR, PA, TX, UT, VT, VA, WA, WV, WI, & WY. Coverage can be issued to any address outside of these states. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochure, Rates, App, and Highlight Flyer

Bridge Plan Brochure, Rates, and Application

Highlight Flyer

Plan Underwriter*

The Bridge Plan is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan application for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Calvary Travel Insurance

Our “Calvary” has the best evacuation protection along with top of the line emergency medical coverage. Unlike most of our competition, the “Calvary” can evacuate your clients ALL THE WAY HOME, plus provides more than 2 dozen other travel insurance benefits. The administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Eligibility*

US Citizens or legal residents traveling inside or outside the US wanting high end benefits in travel insurance.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Evacuation and rescue services from your point of emergency all the way home
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Covered (if insurance is purchased within 14 days of the initial trip deposit)
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Mortal Remains Transportation
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Calvary Travel Insurance is available in all states.

Plan Underwriter*

Calvary Travel Insurance is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Harbor Travel

Specifically designed for the budget minded traveler. Make your clients feel confident while traveling. The claims administrator, Redpoint Resolutions, covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Eligibility*

US Citizens and legal residents are eligible to purchase the Harbor Travel trip cancellation, medical, and emergency medical evacuation for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • No Deductible!
  • Guaranteed Issue!
  • Trip interruption up to 150% of Trip Cost Limit
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation up to $250,000
  • Mortal Remains Transportation up to $15,000
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Harbor Travel is available in all states.

Plan Underwriter*

Harbor Travel is underwritten by State National Insurance Company, Inc., It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued client from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Insurance

Standalone accidental death insurance with optional coverage for dismemberment, permanent disability, air travel only, and war & terrorism. There is no medical underwriting, can be tailored to include aviation, common carrier, motor racing and more. Issue ages: 18 to 74. Can be issued for up to a 3-year term. Your market: US citizens and legal residents; individuals or groups.

High Limit Accidental Death Plan Details and Materials*

Eligibility
US citizens and US legal residents between ages 18 and 74 are eligible under the High Limit Accidental Death plan.

Highlights and Benefits

  • No medical underwriting
  • $100,000 to $100 Million† for accidental death
  • Simple 1-page application
  • For individuals or groups
  • Plan includes optional dismemberment, permanent disability, air travel only, and war & terrorism coverage
  • Flexible plan that can include: war & terrorism, aviation, common carrier, motor racing, mountain climbing and more
  • Coverage within the US and most of the world
  • Can be written up to a 3-year term
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing and more!

State and Country Restrictions
The High Limit Accidental Death plan is available in all US states, except: Colorado, Connecticut, Montana and Rhode Island. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

† Benefits generally cannot exceed 10 times annual income with a minimum annual premium of $250. In New Jersey, all sales must be with excess of $1,000,000.

Plan Underwriter
High Limit Accidental Death is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

Download Materials

Appointed? You must be appointed to sell this product. If you’re not yet appointed, please contact a Broker Advisor.


*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Ripcord Rescue Travel

This statement says it all, "We thought we were going to die...$372.00 was the best investment I ever made." - Ripcord Client, Jerry R. - Evacuated from Mount Everest. Our Ripcord Travel Protection program is tailored for the adventurer whether the adventure takes your client inside or outside the USA. Make your clients feel confident while traveling. The claims administrator, Redpoint Resolutions, covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Eligibility*

US Citizens and legal residents are eligible to purchase the Ripcord Rescue Travel trip cancellation, medical, emergency medical evacuation, security evacuation and rescue for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Insurance coverage tailored for adventurers
  • Evacuation and rescue services from your point of emergency all the way home
  • Completely integrated program with a single contact for emergency services to travel assistance and insurance claims
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation and Rescue up to $750,000
  • Mortal Remains Transportation up to $15,000
  • Travel Assistance
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Ripcord Rescue Travel is available in all states.

Plan Underwriter*

Ripcord Rescue Travel is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

United Dental Vision

For years we’ve searched for individual dental coverage worth our time. Weak benefits, lousy commissions and deductibles made all the dental plans we found a real let down—until now. The brand new United Dental Vision plan is one we can finally smile about! No deductible, no scheduled benefits, guaranteed renewable for life, plus a vision benefit and 40% first year commissions to top it all off.

United Dental Vision Details and Materials*

Eligibility
The United Dental Vision is idea for individuals and families between the ages of 18-84. Children’s rider available.

Highlights and Benefits

  • Any dentist!
  • NO deductible!
  • NO waiting periods for fillings, extractions and x-rays! 
  • Guaranteed issue
  • Choice of 2 plans –Low Rates!
    • Silver: as low as $19.95/month*
    • Gold: as low as $28.57/month*
      • (*most states –no zip code rating)
  • Covers preventative, basic and major services
  • Ages 18-84 with optional children’s rider
  • Pays up to 90% of ACTUAL charge (up to R&C with NO fixed schedule amounts)
  • Sell to individuals and families
  • Guaranteed renewable for life
  • 40% first year commissions (not 10%, 12%, or 15% like others)
  • Plus optional 9-month commission advances

 

State and Country Restrictions
The United Dental Vision is available in the following states: Alabama, Arkansas, Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah,Virginia, West Virginia, Wisconsin, Wyoming. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter
United Dental Vision is underwritten by The Order of United Commercial Travelers of America.

Download Materials

Appointed? You must be appointed with General Agent Center (GAC) to sell this product. If you’re not yet appointed, please contact a Broker Advisor.


*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Stumped? Please call (800) 647-4589 or 01 (480) 821-9052, or ask a Broker Advisor and we’ll be in touch soon.