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Additional Niche Insurance Plans

Additional Niche Insurance Plans don’t fit with our short-term medical or international health and travel plans, but we think they’re an important addition to our product offerings—we think you’ll benefit from them as well. These unique plans include an accident plan, guaranteed acceptance, high limit accidental death, and more. Check this page often as we will add new plans to the mix.

Accident Only Major Medical

A Major Medical Accident plan that is set-up to be as EZ and SIMPLE as possible!
• Guaranteed Issue
• 100% U & C after the Deductible
• NO Co-insurance
• Few Internal Benefit Maximums
• $25,000 Accidental Death
• Up to $500 for Outpatient Meds
• Optional Hazardous Sports Rider
• Up to $1,000,000 (age 69)
$250,000 (ages 70-74)
$100,000 (ages 75-79)
$50,000 (ages 80-84)

Highlights and Benefits*

  • Guaranteed Issue
  • 100% U & C after the Deductible
  • NO Co-insurance
  • Few Internal Benefit Maximums
  • $25,000 Accidental Death
  • Up to $500 for Outpatient Meds
  • Optional Hazardous Sports Rider
  • Up to $1,000,000 (age 69), $250,000 (ages 70-74), $100,000 (ages 75-79), $50,000 (ages 80-84)
  • Coverage from 1 to 12 months. Rewrites available!
  • Child Alone Applications = OK!
  • For US Citizens or US Residents!
  • Deductible options $100 to $5,000!
  • Plus more!

State and Country Restrictions*

This plan is available in the following states: AL-AZ-AR-CA-FL-GA-HI-ID-IL-IN-KS-LA-MA-MI-MN-NV-NH-NM-ND-OH-OK-OR-PA-TX-UT-VT-VA-WA-WV-WI & WY. Coverage can be issued to any address outside of these states. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochure, Rates, App, and Highlight Flyer

Brochure, Rates, and Application

Highlight Flyer

Plan Underwriter*

The Accident Only Major Medical Plan is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan application for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

"BestOne" Dental

Our Brand-New “BestOne” Individual Dental plan is just that – the BEST ONE we’ve EVER marketed! Here's 7 reasons why:
• NO Waiting Periods!
• NO Deductibles!
• NO Claim Forms!
• Only a $25 Co-Pay per Visit!
• HUGE PPO – over 300,000 providers!
• Up to $5,000.00 Per Person/Per Calendar Year!
• LOW (and we mean low) Rates Guaranteed for 12 months!

Highlights and Benefits*

  • Up to $5,000.00 per person/per calendar year!
  • NO Waiting Periods!
  • NO Deductible
  • Only $25 per visit co-pay!
  • NO Claim Forms (in network)!
  • Issued up to age 99!
  • 12-month rate guarantee!
  • Large National PPO – over 300,000!
  • Choice of 3 policy maximums – $1,500 – $3,000 – $5,000 per person/per calendar year!
  • Sell to individuals, spouses, and families! (Families include ALL children not a per child rate)
  • Plus more!

State and Country Restrictions*

This plan is available in the following states: AL, AZ, FL, GA, IA, ID, IL, IN, KS, LA, MI, MS, MO, MT, NE, OH, OK, OR, PA, SC, TN, TX, UT, & WY. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochure, Rates, App, and Highlight Flyer

Brochure

Highlight Flyer

Plan Underwriter*

BEST Life and Health Insurance Company

*Questions about what you see here? Please download the plan application for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Insurance

Standalone accidental death insurance with optional coverage for dismemberment, permanent disability, air travel only, and war & terrorism. There is no medical underwriting, can be tailored to include aviation, common carrier, motor racing and more. Issue ages: 18 to 74. Can be issued for up to a 3-year term. Your market: US citizens and legal residents; individuals or groups.

High Limit Accidental Death Plan Details and Materials*

Eligibility
US citizens and US legal residents between ages 18 and 74 are eligible under the High Limit Accidental Death plan.

Highlights and Benefits

  • No medical underwriting
  • $100,000 to $100 Million† for accidental death
  • Simple 1-page application
  • For individuals or groups
  • Plan includes optional dismemberment, permanent disability, air travel only, and war & terrorism coverage
  • Flexible plan that can include: war & terrorism, aviation, common carrier, motor racing, mountain climbing and more
  • Coverage within the US and most of the world
  • Can be written up to a 3-year term
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing and more!

State and Country Restrictions
The High Limit Accidental Death plan is available in all US states, except: Colorado, Connecticut, Montana and Rhode Island. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

† Benefits generally cannot exceed 10 times annual income with a minimum annual premium of $250. In New Jersey, all sales must be with excess of $1,000,000.

Plan Underwriter
High Limit Accidental Death is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

Download Materials

Appointed? You must be appointed to sell this product. If you’re not yet appointed, please contact a Broker Advisor.


*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

MedEvac with Optional $100,000 Travel Medical Coverage

The perfect plan for US citizens traveling within or outside of the USA who are wanting Emergency Medical evacuation coverage to the hospital of their choosing plus an optional $100,000 Travel Medical benefit if you are traveling or residing more than 150 miles away from home or outside your home country. Infectious diseases are covered, including COVID-19.

Eligibility*

US citizens traveling within or outside the USA. Anyone traveling outside their home country anywhere in the world – (150 or more miles from home)! Infectious diseases ARE covered, including COVID-19. Great for Vacationers, Cruises, Snowbirds, Business Travelers, Students, Missionaries, Church Groups, Volunteers, Frequent Travelers, Expatriates, Families, Employer Groups, Association Groups, Union Groups. Really any Group!

Highlights and Benefits*
  • NO exclusions for pre-existing conditions with the Medical Evacuation Coverage
  • $100,000 Travel Medical benefit if you are traveling or residing more than 150 miles away from home or outside your home country
  • NO deductibles – Issued up to age 84
  • Infectious diseases ARE covered, including COVID-19
  • $500,000 Medical Evacuation Coverage
  • Air medical transportation all the way home to hospital of your choice (not just nearest like other plans) – a great add-on to any “international” trip insurance
  • Ground Ambulance during air transport from hospital to hospital
  • Transport of the insured’s traveling companion or family member of evacuated person
  • Return of stranded vehicle, RV, motorcycle or boat
  • Repatriation of mortal remains
  • Visitor transportation by commercial air if insured is admitted for more than 3 days
  • Short or long-term quotes
  • Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)
State and Country Restrictions*

MedEvac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Download Materials

Appointed? You must be appointed to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Stumped? Please call (800) 647-4589 or 01 (480) 821-9052, or ask a Broker Advisor and we’ll be in touch soon.